Drowning in debt?

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One monthly repayment. A way forward.

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Are you a government or municipal employee? Bayport may be able to help, provided you pass our affordability assessment and meet our qualifying criteria.

Bayport can offer a consolidation loan to settle qualifying debts, negotiate settlement discounts of up to 80% on qualifying overdue debts, and bring them into one monthly repayment that is easier to manage.

Subject to affordability assessment and qualifying criteria. Ts and Cs apply.

Bayport will never ask you to pay upfront fees.

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Frequently Asked Questions

Who can apply?

Government employees can apply, including teachers, police officers, nurses, SANDF members and correctional services staff. Municipal employees can apply if Bayport has an agreement with their employer. All applications are subject to an affordability assessment and qualifying criteria.

Can I combine my debts into one monthly repayment?

Yes. Bayport can offer a consolidation loan to settle qualifying debts and combine them into one monthly repayment, provided you pass our affordability assessment and meet our qualifying criteria.

How do I speak to a Bayport consultant?

Complete the form and a Bayport consultant will contact you to discuss how we can help.

Will all my debts receive an 80% discount?

No. Bayport negotiates discounts of up to 80% on qualifying overdue debts. The discount depends on the creditor and your circumstances. Some debts may receive a smaller discount or no discount.

Can Bayport help if I’m blacklisted or have a poor credit record?

A poor credit record does not automatically mean you qualify or won’t qualify. We’ll assess your credit record and financial circumstances. You must pass our affordability assessment and meet our qualifying criteria.

Can Bayport help if I’m under debt review?

Depending on your circumstances, Bayport may be able to offer a consolidation loan to settle qualifying debts, negotiate discounts on qualifying overdue debts, and assist with the required process to exit debt review, where the law allows. All assistance is subject to an affordability assessment, qualifying criteria and the requirements of the National Credit Act.

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